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TheGuarantors

Lease guarantees and renters insurance

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www.theguarantors.com New York, USA Founded 2015Last updated:

Source: www.theguarantors.com. Last checked 24 October 2026.

Overview

TheGuarantors is a New York insurtech, founded in 2015, that helps renters qualify for homes and protects owners and operators. Its Lease Guarantee acts as a guarantor for renters who do not meet income or credit criteria, with an optional security deposit alternative, and covers owners against defaults, damage and vacancy. Renters insurance includes HO4 policies, compliance tracking and a master policy. AI underwriting works alongside each operator's own screening, applications take about 90 seconds with decisions in seconds, and a lease guarantee API and PMS integrations connect it to leasing systems. TheGuarantors is a B Corp and reports more than four million units enrolled and work with all of the top ten US operators.

Source: www.theguarantors.com. Last checked 24 October 2026.

Written by PropAtlas from public information. Work at TheGuarantors? Claim this profile to correct or expand it.

Categories

Features

  • Lease Guarantee
  • Security deposit alternative
  • Renters insurance and master policy
  • Insurance compliance tracking
  • AI renter underwriting
  • Lease guarantee API
  • PMS integrations

Best fit for

TheGuarantors suits large operators in expensive urban markets that want to approve more applicants without adding credit risk.

Multifamily owners and operatorsSingle-family rental operatorsStudent housing operatorsRenters

Frequently asked questions

What is TheGuarantors?
TheGuarantors is a New York insurtech, founded in 2015, that helps renters qualify for homes and protects owners and operators. Its Lease Guarantee acts as a guarantor for renters who do not meet income or credit criteria, with an optional security deposit alternative, and covers owners against defaults, damage and vacancy. Renters insurance includes HO4 policies, compliance tracking and a master policy. AI underwriting works alongside each operator's own screening, applications take about 90 seconds with decisions in seconds, and a lease guarantee API and PMS integrations connect it to leasing systems. TheGuarantors is a B Corp and reports more than four million units enrolled and work with all of the top ten US operators.
Who is TheGuarantors built for?
TheGuarantors suits large operators in expensive urban markets that want to approve more applicants without adding credit risk.
Where is TheGuarantors based?
TheGuarantors is headquartered in New York, USA and was founded in 2015.

Industries served

ResidentialStudent Housing

UK markets

United StatesUnited States

Security & certifications

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