Payments and finance platforms move money through the UK property lifecycle: rent collection and reconciliation, client accounts, deposit protection and alternatives, service charge collection, and embedded credit products for tenants, landlords and agents.
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4castplus provides budgets, forecasts, earned value, procurement and mobile cost capture for owners, contractors and EPC firms.
Abode Money uses AI to file property tax appeals automatically for homeowners, including those with middle-income and lower-value homes.
AMS Billing provides utility billing and management software integrated with major property management systems.
Aptexx provides mobile-first resident payments, messaging, surveys and maintenance tools that integrate with property management software.
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Property management software with integrated rent accounting, online payment gateways, and tenant tracking.
AvidXchange provides accounts payable automation and payments, widely used by real estate and property management firms.
Baselane gives landlords free banking with per-property accounts, rent collection, bookkeeping, screening, loans and insurance.
Baytukum is a DFSA-regulated crowdfunding platform for investing in Dubai real estate with small amounts.
BetterNOI offers resident screening, a resident portal and payments, websites, virtual leasing and collections for multifamily operators.
Billd lets commercial subcontractors finance materials from any supplier and repay over 120 days, with pay app advances.
Bilt lets renters earn points on rent paid through their property's portal, with credit building and neighbourhood benefits for resident engagement.
Blend powers digital mortgage and home equity origination, closings and consumer banking for banks, credit unions and lenders.
P2P property financing platform connecting property developers with private institutional/retail investors.
Bolster takes renovators and builders from AI estimating and takeoff to signed contracts, change orders, schedules and progress payments.
Boom provides embedded resident financial services such as BoomReport rent reporting alongside existing PMS.
BQE CORE combines accounting, invoicing, timekeeping and project management for architecture and engineering firms.
Brdg turns construction project documents into reconciled budgets, draw calculations and lender-ready reports for developers and lenders.
Briq gives contractors construction-specific forecasting, budgeting, reporting and BriqCash invoice and payment management.
Built gives construction lenders and owners collaborative software for draw management, collateral monitoring and risk.
CampaignAgent provides pay-later finance for vendor-paid advertising and campaign costs for agents, principals and sellers.
Canopy helps renters build a Rent Passport and credit history while giving agents pre-verified tenants and reduced void times.
CertifID verifies identities and bank details before closing funds move, with payoff verification, insurance and recovery.
Chexy lets Canadians pay rent and other bills with a credit card and earn points, even when the landlord does not accept cards.
CINC Systems provides accounting, payments, work orders and communication software for HOA management companies, with Cephai AI.
Circa provides resident financial services including flexible payment scheduling and credit reporting.
Closinglock delivers secure wire instructions, digital earnest money, ID verification, payoffs and e-signing for title and law firms.
CMiC is construction ERP software combining accounting, payroll, project controls, documents, procurement and field management on one database.
Coadjute is a distributed data network that connects agents, conveyancers, lenders and buyers to speed up property transactions.
ControlQore provides financial management and project accounting software for general contractors and subcontractors.
Cosign is a rent guarantee for moderate-income and workforce renters with customisable coverage for landlords.
Covered is an online insurance agency embedded in lender and servicer systems so borrowers can compare live homeowners insurance quotes from dozens of carriers.
CredHub reports residents' rent payments to credit bureaus monthly to help owners collect rent and renters build credit.
Domuso provides rent payment processing and resident rewards that speed collection and improve retention.
Downsizer helps homeowners with equity buy off-the-plan property without a cash deposit.
Earnnest lets agents, buyers and escrow holders move earnest money electronically, with good-funds payments and escrow services.
EarnUp automates borrowers' loan payment timing and adds credit-building and financial wellness tools for lenders.
Entrata connects property management, leasing, payments, resident experience and AI agents for multifamily, student and affordable housing.
ePremium provides renters insurance and security deposit alternative programmes for multifamily operators.
Esusu reports rent to credit bureaus, splits rent payments and supplies verified rental data to lenders and score providers.
FinLocker is a financial fitness and homebuyer readiness app that lenders offer to prospective borrowers.
FinQuery, formerly LeaseQuery, provides lease accounting, contract management and prepaid and accrual accounting software.
Flash provides parking access and revenue control, valet, event parking and enforcement systems for property owners and operators.
Flex lets residents split rent into smaller payments while properties receive full rent on time, with PMS ledger sync.
Forta Solutions' Agility is SaaS that helps warehouse lenders run operations and monitor loan data.
Foundation Software provides construction accounting, job costing, payroll, project management and mobile field apps for contractors.
Foxen's Waiver handles renters insurance compliance, enrolment, billing and claims for apartment communities, integrated with the PMS.
FRONTSTEPS provides HOA accounting (Caliber), community portals, visitor and access control, payments and a mobile manager suite.
FrontYa helps home buyers boost their deposit to buy sooner.
FundingShield provides API tools embedded in lending and servicing systems that vet closing agents and verify wire instructions to prevent closing fraud.
Digital mortgage lender platform enabling joint equity and family booster payments to help first-time buyers access property.
Get Covered provides renters insurance, master policy programmes and COI verification and tracking for property operators.
Goodlord digitises the lettings process end-to-end, referencing, contracts, payments, deposits and insurance, for UK letting agents.
Digital mortgage broker and home financing platform replacing traditional paper-based mortgage applications.
Property finance and banking platform designed for landlords to automate rent tracking, income/expense management, and tax prep.
HouseAmp lets sellers pay for pre-sale upgrades from their equity with payment deferred to closing, connecting brokerages, agents and contractors.
Hyphen's BuildPro, SupplyPro, BuilderGM and Hyphen Wallet run scheduling, orders, documents and payments for home construction.
InvestNext helps real estate syndicators and investment firms raise capital, manage investors and report performance.
Juniper Square handles fundraising, investor CRM, data rooms, onboarding, portals, reporting and fund administration for GPs.
Keyper lets tenants pay annual rent monthly while landlords are paid upfront, alongside digital property management tools.
Knowify handles bidding, job costing, project management, scheduling, inventory and invoicing for commercial trade contractors.
Kompas is Canadian property management software built around accounting, with PAD and e-Transfer payments, leasing, maintenance and a tenant portal.
LeaseLock's Zero Deposit lease insurance replaces upfront security deposits and protects owners against bad debt and damage.
Lentune connects invoices, purchase orders, timesheets and progress claims for contractors, with live budget control alongside Xero or MYOB.
Lighthouse offers a tenant-paid alternative to cash security deposits for multifamily managers.
Liquid Mortgage tokenises loans with smart contracts to streamline data, payments and secondary trading for mortgage market participants.
List Now lets sellers pay for marketing, staging and pre-sale work when the property sells, with agents requesting payments through a portal.
Loan Vision provides mortgage lender accounting software that automates loan-level bookkeeping and reconciliation.
ManageGo provides multifamily software for online rent and fee payments, maintenance ticketing, packages, guest access and amenity booking.
Matic embeds homeowners insurance shopping in mortgage workflows so lenders and servicers can offer quotes from over 70 carriers.
MeridianLink provides mortgage and consumer loan origination, digital account opening and lending platforms for banks and credit unions.
Mortgage Automator runs origination, servicing, fund management, portals and construction draws for private and alternative lenders.
Nimbus ERP brings financials, payroll, job management, scheduling, purchasing and project management together for New Zealand contractors.
Nomos One manages property and equipment leases and automates IFRS 16 lease accounting for finance and property teams.
Obie gives landlords instant quotes and online purchase of property insurance for rentals and small apartment buildings.
Occupier automates lease administration, lease accounting, critical dates and transaction management for companies that lease space.
OptiFunder's WMS and Greyhound platforms streamline warehouse loan funding and paydowns for originators and warehouse lenders.
OwnHome advances a home deposit through its Deposit Boost Loan so buyers can purchase before saving the full 20 per cent.
Passive automates security deposit handling so landlords stay compliant while tenants get flexible payment options.
Pay Ready uses AI voice, text, email and chat to recover unpaid rent from former residents.
PayHOA combines HOA invoicing, payments, accounting, communications, violations, voting and an owner portal.
Payload embeds payments into real estate software so brokerages, property managers and platforms can handle deposits, commissions and vendor payments digitally.
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Bank-integrated automated payment engine designed for real estate agents to handle automated rental collection, split payments, and landlord payouts.
Penta provides enterprise ERP and operations software for commercial, industrial and field service contractors.
Relocation platform providing digital corporate mobility software that automates international employee rent payments, deposits, and housing budgets.
Pinch gives banks, lenders and real estate platforms white-label mortgage applications that verify borrower data and check eligibility.
Open banking payment gateway built specifically for the real estate sector to automate rent collections, arrears tracking, and low-cost Direct Debit alternatives.
Propra combines property accounting, trust workflows, maintenance, mobile inspections and resident and owner portals, with AI bill capture.
PRYPCO offers mortgage brokerage, fractional and tokenised property ownership and Golden Visa applications in one platform.
Qira offers a cash-backed security deposit alternative, payment processing and pay-later options for rental operators.
Rabbet automates construction draws, budgets, inspections, covenants and reporting for lenders and developers.
Rentify digitises rent payments, records and communications for UAE tenants, landlords and property managers, including a rent-now-pay-later option.
Rental onboarding software automating background checks, deposit setups, and instant rent disbursement.
RentSpree connects agents, landlords and renters with screening, income verification, reusable applications, listings and payments.
Tenancy deposit replacement tech platform facilitating fast digital coverage payments for tenants and landlords.
Resident Link reports up to 24 months of on-time rent to credit bureaus, with credit monitoring and identity protection for residents.
ResidentRadius' DepositCloud manages security deposits and eviction-mitigation repayment plans for rental operators.
Rewa lets tenants pay rent by card or bank transfer and earn rewards, while landlords get automated tracking, receipts and rent collection.
Rhino replaces cash deposits with low monthly insurance, and offers renters insurance, guarantor and job-loss coverage.
Ribbon lets qualified buyers make contingency-free offers in competitive markets, working alongside their real estate agents and lenders.
RiskRelease automates and monitors residents' liability insurance requirements for property owners and managers.
Rook pairs home buyers with investors who share in home equity so buyers can purchase with smaller down payments.
Roost automates cash security deposit management, handling payments, interest, compliance and refunds for multifamily properties.
Second Nature provides a resident benefits package with filter delivery, credit reporting and rent rewards, billed per resident.
High-value payment and digital escrow platform tailored for property conveyancing and real estate deals.
SingleKey combines Equifax tenant screening, AI document fraud checks and a rent guarantee for landlords, property managers and agents.
Siteline creates and submits pay apps, manages lien waivers, tracks A/R and forecasts cash for trade contractors.
SmartCrowd is a DFSA-regulated crowdfunding platform for fractional investment in Dubai property. Acquired by Nawy in 2025.
Southwest Utility Solutions provides utility billing and online payment software for multifamily owners.
SpotHero lets drivers reserve parking and gives garage operators and property owners demand, pricing and distribution tools.
Stake is a regulated marketplace for buying fractional shares in Dubai rental properties, with periodic exit windows.
Standby replaces traditional security deposits with a deposit management system, screening renters for deposit-free move-in.
Steadily sells landlord insurance online to individual landlords and real estate investors, with fast quotes and claims.
Stessa tracks rental income and expenses, collects rent, provides landlord banking and produces tax and performance reports.
Storable provides self-storage management software, websites, access control, payments, insurance and the SpareFoot marketplace.
Streamline One combines vacation rental PMS, trust accounting, CRM, revenue management, payments, websites and an open API.
Tackle offers AI financial coaching that helps renters build credit and find debt relief while helping managers lift NOI.
TheGuarantors provides AI-underwritten lease guarantees, deposit alternatives and renters insurance for operators and renters.
Tongo gives real estate agents a benefits platform that splits commissions into savings, retirement and investment accounts, with early access to pending income.
TrakPro tracks subcontractor payment applications, variations, dayworks and retention for contractors.
Trayd provides payroll, time tracking and workforce management with earned wage access for construction subcontractors.
Trimble provides Viewpoint construction ERP, Tekla BIM, SketchUp modelling and positioning technology for builders.
Vesto links a real estate company's bank accounts in one dashboard for real-time cash, investment and loan visibility.
Vizibly is budgeting software that lets multifamily owners and managers update assumptions and prefill budgets across portfolios.
Wayhome uses institutional capital to help renters buy shares of a home, backed by a tech-led operating platform.
Whale holds renters' security deposits in a high-yield savings account they own and returns them electronically at move-out.
FinTech real estate crowdfunding platform offering ethically aligned and Sharia-compliant property investment options.
Zego, from PayLease and Global Payments, automates rent and HOA payments, utility billing and resident engagement for property managers.
Collecting money is straightforward; matching it to the right tenancy, split and landlord statement is not. Judge platforms on automatic match rate and how unmatched items are cleared, because that determines how much finance-team time you actually save.
Agents holding client money need CMP scheme membership and segregated accounts. Payment services, credit and insurance-based products are FCA-regulated, so confirm which entity holds the permission and how your firm is covered, as principal, appointed representative or introducer.
Open banking payments settle faster with no chargeback exposure and lower fees, but require tenant action each time unless set up as a variable recurring payment. Direct debit is passive but slower to settle and reversible. Most UK agents run both.
| Criterion | What to check |
|---|---|
| Auto-match rate | Proportion of receipts reconciled without manual work. |
| Regulatory cover | Who holds FCA permissions and how you are covered. |
| Settlement speed | Time from tenant payment to landlord funds available. |
| Failure handling | Retries, arrears escalation and payment plans. |
| Total cost | Per-transaction fees plus platform and chargeback costs. |
The right platform depends on whether you need full client accounting or only collection. Agents holding client money need segregated accounts and reconciliation; landlords collecting directly can use a lighter open banking or direct debit product.
Deposit replacement products are permitted, but under the Tenant Fees Act the tenant must be offered a genuine choice between a traditional deposit and the alternative, and the product must be clearly explained.
Open banking payments settle quickly, avoid card fees and chargebacks, and can carry a reference that makes automatic reconciliation far more reliable than bank transfers typed by tenants.
Agent-focused platforms support segregated client accounts and reporting aligned to CMP scheme requirements. Confirm the arrangement in writing, as responsibility for compliance stays with the agent.
Referencing, tenancy, and lettings CRM stacks.
End-to-end platforms for managing residential and commercial portfolios.
Digital conveyancing, e-signing, ID/AML and sales-progression platforms for UK property transactions.
AVMs, surveying tech, mortgage origination and lender workflow tools for UK residential and commercial lending.